Time Value of Money Calculator
Formula: FV = PV × (1 + r)^n
Future Value
$1,628.89
Where:
- FV = Future Value
- PV = Present Value (Initial Amount)
- r = Annual Return Rate
- n = Number of Years
Cash Flow Investment Simulator
Formula: FV = PMT × [((1 + r)^n - 1) / r]
Average Final Value
$12,577.89
Standard Deviation
$2,486.45
Where:
- FV = Future Value of Cash Flow Stream
- PMT = Annual Cash Flow Payment
- r = Annual Return Rate
- n = Number of Years
Monte Carlo simulation uses normally distributed returns with standard deviation of 15%.